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COMPLIANCE OUTPUTS

One engagement. Seven documents. Every door open.

Every SME client you serve with Rocovit leaves with every document they need to borrow capital, file taxes, win tenders, raise investment, and grow. Not one document. All seven. Simultaneously.

01 - Tax Compliance
02 - Bank Loan
03 - Investor DD
04 - Audit Papers
05 - Visa Financial
06 - Tender Pack
07 - M&A Readiness
WHY THIS MATTERS

SMEs do not lack potential. They lack proof.

65 million formal SMEs across emerging markets are locked out of financing, tenders, investment, and international opportunities - not because they are bad businesses, but because they cannot produce the documents that lenders, regulators, and partners require. Rocovit gives accountants the power to produce all seven of those documents from a single engagement. One client. One session. Every door open.

WHAT IS INCLUDED
  • Complete income and expenditure statement mapped to tax schedules
  • Taxable profit computation with full reconciliation to accounting profit
  • Capital allowances schedule with asset register and rates applied
  • Current and deferred tax liability calculation
  • Prior year comparison and effective tax rate summary
  • Filing-ready format aligned to FIRS and 78 country equivalents
WHO NEEDS THIS

Every registered SME with a tax filing obligation. In Nigeria, this includes all companies registered with the Corporate Affairs Commission regardless of revenue size. New FIRS compliance requirements make this increasingly non-optional.

WHAT IS INCLUDED
  • Three years of comparative financial statements in lender-preferred format
  • Cash flow projections with sensitivity analysis
  • Debt service coverage ratio and key lending ratios pre-calculated
  • Director and shareholder summary with ownership structure
  • Asset schedule showing collateral-eligible fixed assets
  • Bank-specific formatting templates for major Nigerian and regional lenders
WHO NEEDS THIS

Any SME seeking a business loan, overdraft facility, or credit line from a bank or microfinance institution. Most Nigerian lenders require at least two years of audited or reviewed financials. Rocovit produces these in the format lenders expect.

WHAT IS INCLUDED
  • IFRS-compliant financial statements structured for investor review
  • Revenue recognition schedule with growth trend analysis
  • Working capital analysis and cash conversion cycle
  • Equity structure and capitalisation table summary
  • Key performance indicators and financial ratios benchmarked to sector
  • Management accounts format suitable for board and investor reporting
WHO NEEDS THIS

SMEs seeking equity investment, venture capital, angel funding, or private equity. Also relevant for businesses preparing for a funding round or responding to investor due diligence requests. Increasingly required by DFIs and impact investors operating in emerging markets.

WHAT IS INCLUDED
  • Risk assessment per component with inherent and control risk ratings
  • Audit planning memorandum with scope, materiality, and strategy
  • Working paper schedules - each tied to a financial statement line item
  • Allocation trail showing source transaction to schedule to statement
  • Journal entry testing and variance analysis documentation
  • Audit sign-off pack with reviewer notes and conclusion
WHO NEEDS THIS

Audit firms conducting statutory audits, independent reviews, or compilations for SME clients. The working paper pack is structured to support IAASB standards and satisfies the documentation requirements of ICAEW, ICAN, and equivalent bodies across our operating markets.

WHAT IS INCLUDED
  • Personal financial statement in country-specific format - UK, UAE, or Canada
  • Business financial statements certified by a qualified accountant
  • Source of funds documentation with bank statement reconciliation
  • Net worth calculation with asset and liability schedule
  • Income history with three-year comparative statement
  • Accountant certification letter in jurisdiction-approved format
WHO NEEDS THIS

SME owners and directors applying for UK Innovator Founder visas, UAE investor residency, Canadian business immigration, or similar programmes. Also relevant for clients pursuing international business registration or cross-border financing requiring proof of financial standing.

WHAT IS INCLUDED
  • Audited financial statements for the past two to three years in tender-ready format
  • Financial capacity certificate confirming minimum turnover thresholds
  • Tax clearance confirmation aligned to FIRS or equivalent authority
  • Bank reference letter template with balance confirmation format
  • Organisational financial profile summary for prequalification submissions
  • Formatting aligned to Nigerian BPP requirements and EU procurement standards
WHO NEEDS THIS

SMEs bidding for government contracts, public sector tenders, or corporate procurement opportunities. In Nigeria, the Bureau of Public Procurement requires certified financial statements for all federal contract bids above ₦500,000. Most SMEs are disqualified at the financial documentation stage - not because they cannot deliver the work.

WHAT IS INCLUDED
  • Three to five year restated financial statements in acquirer-preferred format
  • Normalised EBITDA calculation with add-back schedule
  • Working capital analysis with seasonal adjustment and trend
  • Debt and debt-like items schedule with covenant summary
  • Revenue quality analysis - recurring versus one-off breakdown
  • Management accounts pack suitable for data room submission
WHO NEEDS THIS

SME owners considering a full or partial exit, strategic partnership, or merger. Also relevant for businesses responding to unsolicited acquisition interest or preparing for a private equity raise. The M&A Readiness Pack positions your client as a credible acquisition target - which protects valuation and accelerates deal timelines.

THE ADVANTAGE

Seven outputs from one engagement is not a coincidence.

It is the result of building on a single structured engine that produces schedule-level data - the kind that maps to any compliance format simultaneously.

One source of truth

All seven outputs are generated from the same underlying schedule data. Change a number in the engine and every output updates simultaneously. No version control problems. No inconsistencies between documents.

Built on a global standard

IFRS for SMEs is adopted across 70+ countries. Rocovit builds on that standard from the ground up - which means the same engine that produces a Nigerian tax pack can produce a UK investor pack or a UAE visa statement without rebuilding the product.

Seven revenue streams per engagement

Every SME client needs multiple documents across their business lifecycle. An accountant who can produce all seven from a single session offers a service no competitor can match - and builds a recurring relationship around every compliance event.

GET STARTED

Start serving a market most firms have never touched.

First engagement free. Every output included. No credit card required.